Yes it has been a while

I know it has been a while since I have posted on this blog about what is going on with Bank of America home loans. Well lets just say no one really knows what is going on with it. We had our trial payments paid for three months and did as we were supposed to (the amount was different than what was on the paperwork as we were told via the negotiator Pamela Mitchell that we were to pay $650.43 instead of the $847.28 So we paid diligently every month only to find out she never approved that with anyone just gave me some lame excuse was transferred over to ANOTHER negotiator by the name of Valerie Williams who keeps trying to tell me we cannot afford our home loan (we can afford the payments we are at now just not to pay the arrears) Well she said now that it was denied over not having a dodd frank letter or frank dodd letter whatever you want to call the stupid sheet of paper that BOA cannot find when they sent that out to us. Well December 28th we hired an attorney to help out with the ordeal and well needless to say BOA is giving him the same crapola they have given us and on top of that I am getting a gut feeling that I do not like at all that the attorney is a scam artist. Reason being is that in the paperwork that I re-read, he states not to contact our lender. UMMMM............but no reason as to why. I need to know what is going on and he cannot tell me if we have even been reassigned a new negotiator I just want to cry I do not know where to go what to do or where to even begin and deciphering this mess.